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At Emerald Home Improvements we offer a range of flexible payment options to suit every customer. We accept all major
debit/credit cards and cheques, but if you prefer to spread the cost using finance then our options include:

Representative Example

Interest Bearing

Cash Price £5,000

Deposit £100

Amount borrowed £4,900.

Term of loan 120 months

Representative 11.9% APR (fixed)

Monthly payment of £68.32

Total charge for credit £3,398.40

Total Amount Repayable £8,298.40

Representative Example

Buy Now Pay Later (9 month deferred)

Cash Price £5,000

Deposit £100

Amount borrowed £4,900.

Term of loan 120 months

Representative 13.9% APR (fixed).

Monthly payment of £80.21

Total charge for credit £4,725.20

Total Amount Repayable £9,625.20

Credit is subject to application, financial circumstances and borrowing history.

If you repay part of the loan on or before the date of the first repayment, the lender not charge you interest on the
part of the loan you repay. When they receive your payment, they will reduce your loan balance by the sum of your
repayment plus the interest rebate.

If you make a full or partial settlement payment to the lender after the date of the first repayment you will not be
entitled to a refund of any interest incurred prior to the date the lender receives the payment. You may be entitled to
an interest rebate, which the lender will calculate in accordance with the Consumer Credit (Early Settlement)
Regulations 2004.

Other finance options available – please contact us for more information.

Authorised and regulated by the Financial Conduct Authority. Credit is subject to subject to application, financial circumstances and borrowing history. Emerald Home Improvements Ltd Unit 11 Newmarket Court, Newmarket Drive, Derby DE24 8NW, FRN: 727620 is a credit broker and is authorised and regulated by the Financial Conduct Authority. Credit is provided by a panel of lenders with whom we have a commercial relationships and receive a commission from a range of lenders.



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